The past 18 months have turned the world on its head, and pensions are no exception. Some impacts have been negative, but some could open up potentially transformal opportunities.

The pensions system is in crisis. What can be done to get the system back on track?

To be effective, a GPO needs to own their processes end-to-end. They need to be able to drive standardisation across departments, free information from silos and balance resources and risk.

Earlier this year, HMRC opened a wide ranging consultation on R&D credits to get the views of businesses on how the incentives could be improved to encourage more investment in R&D.