GTA home sales down year-over-year in June, listings up: ...
Real estate watchers in the Greater Toronto Area are hoping a recovery may be underway as figures for June showed signs that activity could be stabilizing af...

Affordable, Fast, and Scalable Housing: The Growing Role ...
As housing costs continue to rise across Canada and much of the world, governments, developers, and non-profits are searching for faster and more cost-effect...

Canada, Quebec, and Desjardins Expand Affordable Housing ...
On June 17, 2025, the governments of Canada and Quebec, in partnership with Desjardins, announced plans to construct 1,000 affordable housing units across 14...

2025 Urban Housing Design Trends
Urban housing design is undergoing a significant transformation driven by evolving environmental imperatives, technological advancements, and shifting social...

Winnipeg Zoning Reforms Pave Way for Over $450M in Federa...
On June 6, 2025, Winnipeg City Council approved a key zoning bylaw update that will allow a broader range of housing types across more residential neighbourh...

Vancouver home sales fall 10% in June but board believes ...
Vancouver-area home sales decreased 9.8% in June but the city's real estate board says that could signal a potential recovery after larger year-over-year dec...

Big Market Reaction but Mortgages Outperform
Big Market Reaction but Mortgages Outperform Today's jobs report would have been bad for rates if it was even in line with expectations. After it came ...

Mortgage Rates Rose Less Than Expected After Employment Data
Today brought the hotly anticipated jobs report. This is the "official" job count and unemployment rate data for the U.S. and no other report has as mu...

HELOC Products; Bank Builder JV; Customer Service and Com...
Tomorrow is the 4th of July, the only time of the year Americans say the day and month in the correct order. We find ourselves in the traditional “dog days o...

Homeownership costs in Canada fall to most affordable lev...
RBC says interest rate cuts are helping, but many markets remain out of reach

Refis Pick Up Steam as Rate Relief Returns
Mortgage application activity moved higher last week as rates declined to the lowest levels since April, according to the Mortgage Bankers Association’s (MBA...

Another solid U.S. jobs report, but inflation to keep Fed...
Hiring remains strong south of the border, but inflation and policy uncertainty are keeping the Fed on hold.

Jobs Report Comes in Stronger. Bonds React Logically
Apart from the fact that this morning's jobs report contrasted starkly from the slew of anecdotal evidence suggesting a weaker labor market in June, the morn...

July Krazy Kontest
Elbows up” is a hockey term describing an effective way to protect yourself from an opposing player. Now used widely and proudly used to protect Canadian sov...

Is this the easiest it’s been in 3 years to own a home?
A new report says this is the easiest it's been in three years to own a home, citing easing prices, interest rates and ownership costs. So why doesn't it fee...

Inventory spike cools Calgary home prices, especially for...
Calgary housing inventory jumped to 6,941 units in June, up 83% from a year ago and back to pre-2022 levels, giving buyers more options, especially for apart...

B.C. is easing rules on upfront costs for homebuilders to...
The British Columbia government is loosening the rules for payment of development fees in a bid to jump start home construction that has been hampered by upf...

Bonds Circle The Wagons Ahead of High Risk NFP
Bonds Circle The Wagons Ahead of High Risk NFP The consensus for tomorrow's NFP (nonfarm payrolls, the principal component of the big jobs report) is 110k--n...

B.C. to ease rules on builders to spur new housing constr...
The British Columbia government is loosening the rules for payment of development fees in a bid to jump start home construction that has been hampered by upf...

Rates Finally Rise Ahead of Jobs Report
Mortgage rates have generally been falling since May 21st and have done nothing but move lower for more than 2 weeks. That winning streak finally came ...

Things You Need Before Starting Your Smart Home
Discover how to optimize your smart home with essential gadgets and seamless integrations. Build a secure, convenient, and luxurious lifestyle today! The pos...

Processing, Lead-Gen Tools; HELOCs, 2nds, Non-Agency Prod...
“Pro Tip: Here’s a friendly 4th of July reminder that absolutely no one is going to watch the videos of the fireworks you record on your phone.” You can bet ...

Bonds Think About Rallying on ADP Data, But Already Getti...
ADP employment was this morning's key economic report and it came out sharply weaker than expected (-33k vs 95k f'cast). There are many past examples of a "m...

The Benefits of Blending Residential and Commercial Prope...
Combining residential and commercial spaces into mixed-use developments has emerged as a compelling approach in urban planning, real estate investment, and t...

Fraser Valley and Surrey Housing Market: “Encouraging Upt...
The Fraser Valley residential real estate market, centred around key cities such as Surrey, Langley, and Abbotsford, experienced a modest positive shift in M...

Traders Buy The Dip After AM Data
Traders Buy The Dip After AM Data After a bit of overnight strength and an early morning pull-back, bonds were right in line with yesterday afternoon's level...

Mortgage Rates Hold Steady at 3 Month Lows
It's been 88 days since the average 30yr fixed mortgage rate was as low as it is today--close enough to 3 months. Some lenders may be higher or lower t...

FICO Simulation, Georgia Servicing, Recapture Tools; What...
“Life is like a roll of toilet paper: The closer you get to the end, the faster it goes.” Just like that, 2025 is half over. With it have come changes at the...

AM Data Possibly Arguing For a Bounce
Tuesday brings the week's first decent dose of meaningful economic data with both S&P/ISM Manufacturing PMIs and Job Openings. The PMI data was som...

IRR in Real Estate: A Complete Guide to Maximizing Your I...
Internal Rate of Return (IRR) stands as a crucial metric in real estate investment decisions. Whether you're a seasoned investor or just starting out this po...

Steady Gains in the PM Hours
Steady Gains in the PM Hours It's common to see the effects of month/quarter-end trading most prominently in the PM hours and today's quarter-end session was...

Mortgage Rates Take Another Step Toward April Lows
April 3rd and 4th saw the average top tier 30yr fixed mortgage rates well into the "mid 6's." Many lenders were able to quote 6.5% at the time. J...

Automation, HELOC Products; The Current State of Regulati...
“The seminar ‘How to avoid frauds’ is canceled. Tickets are non-refundable.” Mortgage fraud is alive and well in the United States. In Utah, Kouri Richins, 3...

Slow, Sideways Start, But Month-End Volatility Always a P...
Month/quarter end trading is a somewhat esoteric and potentially frustrating concept for the typical market watcher because it seemingly violates the notion ...

Rethinking the Role of Short-Term Rentals in the Housing ...
Across Canada, short-term rentals (STRs) make up only a small part of the overall housing stock. According to Statistics Canada, in 2023, properties that cou...

Atlantic Canada Commercial Real Estate in 2025: Resilient...
Commercial real estate (CRE) across Atlantic Canada is facing a more cautious and strategic market in 2025. However, while national challenges, including ris...

‘A remarkable human being’: Colleagues honour Andrew Moor...
This week, Canada’s financial industry lost one of its pioneers, disruptors and figureheads, and the tributes to Equitable Bank CEO Andrew Moor have been pou...

Canada’s economy stalls in April, giving BoC more room to...
Canada's economy dipped 0.1% in April, coming in below expectations and adding to speculation that the Bank of Canada may have more room to cut rates this su...

Real Estate in Guelph, Offering Stability, Growth, and Pr...
Long-term trends in one of Ontario’s most reliable real estate markets, and how a new pre-construction project fits into the city’s evolving landscape. As re...

Insolvency filings fall in Ontario, but signs of homeowne...
Ontario insolvencies dipped in April, but the data suggest homeowners are hanging on, not bouncing back.

OSFI keeps Domestic Stability Buffer at 3.5% amid persist...
Canada’s banking regulator is holding the Domestic Stability Buffer (DSB) at 3.5%, saying financial system vulnerabilities remain “elevated but stable.”

How Lighting Impacts Your Home’s Aesthetic
Elevate your home’s aesthetic today by making thoughtful lighting choices that highlight its best features. Your perfect ambiance is just a few tweaks away. ...

Stylish Solutions To Improve Kitchen Storage
A well-organized kitchen can be fashionable and functional. Use these stylish solutions to improve kitchen storage without sacrificing your home’s aesthetic....

6 Luxe Features Every High-End Home Theater Needs
Discover six luxe features every high-end home theater needs, plus tips for designing or expanding a space that’s equal parts performance and elegance. The p...

6 Smart Home Upgrades to Boost Your Home’s Value
Enhance your home's value and comfort with smart solutions tailored for modern living. Upgrade effortlessly and enjoy a connected, convenient lifestyle. The ...

Buying a house got costlier in May. What should your hous...
While mortgage rates remained largely unchanged, rising home prices mean you’d have to spend more money on your monthly mortgage payments depending on where ...

More than half of Canadian renters plan to buy. So what’s...
The majority of those Canadians who currently rent have their eyes set on purchasing a home within the next five years, according to Royal Lepage.