Elderly Orphans or Child Day Care?

Wednesday, April 11, 2018


There is a poignant biblical tale about Solomon declaring before two plaintiffs that the new born be sliced in two! One mother did not contest the ruling, declaring that if she could not have the baby then neither of them could, but the other begged Solomon.                                       ...

Could Rent Controls De-Couple the G.T.A Condo Market ? #RentControl #GTA #TREB

Wednesday, April 4, 2018


The new 2018 rent control guidelines (https://www.ontario.ca/page/rent-increase-guideline) which now includes all private market housing units within the province. This new legislation will effect > 30,000 newbie landlords.  Most will be apartments in the sky. Please note that vacancy rates i...

3 Tiny Earth Day Resolutions That Can Make A World Of Difference!

Wednesday, March 28, 2018


There is little argument that Facebook has had a very Bad Week! Factually It has dropped $60 billion in value in just the last few days, for corporate behavior that was most unbecoming! Facebook is also being accused by numerous psychologists of creating a massive vortex of loneliness & depre...

How Will The New Mortgage Rules Effect You & Your House Equity ?

Friday, March 23, 2018


Check out the following articles/videos which easily explain the ramifications of these new rules. Please call any one of our 4 offices if you have any questions that remain unanswered. May everyone have a safe & festive Easter holiday! New mortgage rules 2018: A practical guide Could you pas...

Business Cycles & Household Debt are Surely First Cousins

Monday, March 12, 2018


  The Great Recession of 2009 demonstrated that a slowdown of economic activity can be predicated on rising household debt. This was specifically true in the USA but not exclusively. Recorded Household Debt to GDP ratios rose vigorously through 2002 & 2007.  These gallant numbers correla...

Catching a falling Knife ! #RealEstate #CANHousingMarket #TREB

Wednesday, March 7, 2018


Home sales plunged 35% year over year in Toronto for the month for February, but does this belie the bigger picture?                                     https://www.bnn.ca/rbc-chief-warns-foreigners-using-canadian-real-estate-as-piggy-banks-1.1019145  To the average homeowner or would be first ti...

Stunned Silence hits the R.E. Church Yard ! #RealEstate #CREA #TREB

Wednesday, February 28, 2018


The endogenous crowd of homeowners has in the last 3 months swung from mania to manic in their pursuit of the perfect home.  Now millions of ears twitch at the eerie silence that has descended upon the G.T.A  Real estate market.   http://www.macleans.ca/economy/realestateeconomy/canadian-rea...

Has the Music Really Stopped ?

Thursday, February 22, 2018


Perhaps now is that moment in time to make sure your financial house is in order ? If the music has stopped, as the data is truly starting to imply.  Simple mathematics dictates there will not be enough seats for all those circling the room. IE:Canadian personnel debt levels now exceed 172 $ per ...

Government Workers Strike Gold, Again! #GTA #ONPoli #LandUseON

Saturday, February 10, 2018


Once again provincial largesse has swelled the coffers of the thousand of government workers & those politically associated companies with tens of millions of tax payers money ! How many hundreds of millions of $ have been  squandered on multiple redundant G.T.A west corridor studies ?  The m...

As the Dust Settles & the lights dim….The Full Monty Commences #Toronto #TRE...

Wednesday, January 31, 2018


Last nights Lunar Trifecta should be an ominous penumbra for the G.T.A real estate market of 2018 & likely the early part of 2019. The bitterly cold temperature we are currently experiencing  isn’t the only deep freeze as the once hot Toronto housing market experiences its own as prices...

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