Some 5,000 First Time Home Buyers Will Win $65,000!

Thursday, September 5, 2019


Mortgage Professionals of Canada estimate that at least 5,000 home buyers will annually be beneficiaries of the new Federal government first time buyer program. The National Housing Agency is committed to spending $1.25 billion over the next 3 years. The government will pay up to 10% of the purch...

Promising a Tumultuous 2019!

Monday, January 7, 2019


Political socioeconomic issues, such as Brexit, Russian hegemony, Merkeldammerung of Germany, global corporate debt, intellectual hacking, volatility within equity markets, 65 million plus global migrants, Totalitarian toned populism, global warming, etc. will remain contentious and largely unres...

The Decoupling of the GTA Condo Market

Thursday, December 13, 2018


Will 2019 herald in the Desperate Condo Developer? Just look over your shoulder and analyze what has transpired through 2018;  Literally dozens of condo building sites throughout the GTA have been mothballed for a  variety of concocted reasons.  IE: The price of concrete & steel has skyrocket...

Nostalgia versus the tangible now! BOC indicates prime rate at 3% very soon!

Friday, November 2, 2018


https://beta.theglobeandmail.com/investing/personal-finance/article-the-bank-of-canada-wants-interest-rates-back-to-normal-heres-what/ Nostalgia like our memories are more likely to be shaped by the more pleasant aspects of reminiscing. Take for example the recession of the early 90’s. The ...

The Would Be Donald Trumps Are Everywhere!

Monday, September 10, 2018


The provincial government is talking about imposing a speculators tax.  Perhaps as the Scottish philosopher & economist Adam Smith indicated, things should be left to the invisible hand of the market place. Several verifiable sources have repeatedly indicated that at least 1 in 5 brand new ho...

How High Will Interest Rates Rise?

Monday, June 18, 2018


The non declared $ policy, being advocated by the Bank Of Canada, has seen the Loonie drop 10% points or more within a year relative to the Greenback.  It’s anybody’s guess to how much lower the $ may drop as the interest rate spread widens between the American Fed & our  BOC.  Ha...

Looking Into A Rental Abyss

Monday, June 18, 2018


    Less than 1% rental vacancy rates basically encapsulates the dire immediate need for innovative municipal & provincial changes to zoning by laws. There is also an inherent warning against politically pandering to the exploding wave of nimby-ism that is exploding throughout all o...

Seniors & Affordable Housing; G.T.A Rental Vacancy Rates now < 1% #TREB #GTA ...

Thursday, May 3, 2018


Canada`s average home price is now just shy of $500,000. Toronto`s average home price remains near $900,000. These inflated prices mean that an individual or a couple must spend > 8.5 times their annual income to afford a modest home in the GTA. . Fear not, Toronto pales in relation to Vancou...

Elderly Orphans or Child Day Care?

Wednesday, April 11, 2018


There is a poignant biblical tale about Solomon declaring before two plaintiffs that the new born be sliced in two! One mother did not contest the ruling, declaring that if she could not have the baby then neither of them could, but the other begged Solomon.                                       ...

Could Rent Controls De-Couple the G.T.A Condo Market ? #RentControl #GTA #TREB

Wednesday, April 4, 2018


The new 2018 rent control guidelines (https://www.ontario.ca/page/rent-increase-guideline) which now includes all private market housing units within the province. This new legislation will effect > 30,000 newbie landlords.  Most will be apartments in the sky. Please note that vacancy rates i...

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