The New Generational Rodeo!

Friday, January 5, 2024



Feeling Verklempt about the recent mortgage rates ?

Friday, November 24, 2023


Feeling Verklempt about the recent mortgage rates ? Apparently the Lone Ranger and Tonto are apparently riding to your rescue. The Government intends to introduce a New Canadian Mortgage Charter. Salient points: 1: Extended Mortgage Amortization Periods. 2: Allowing borrowers to switch lenders un...

Darkest before the Dawn!

Thursday, November 2, 2023


The wolf-like bite of higher global interest rates is now tearing into the very soul of the Canadian economy. Consumer spending is in decline, and home sales in the Greater Toronto Area (G.T.A) have dropped for the 4th month in a row. Additionally, nearly 20,000 condo pre-construction units have ...

Why mortgage brokers suggest that applicants use an appraiser.

Wednesday, July 12, 2023


Are you in the midst of buying or selling a property, assessing an estate, or exploring investment opportunities? If so, hiring a professional appraiser could be one of the smartest decisions you make. Appraisers bring a wealth of knowledge, expertise, and unbiased perspective to the table, ensur...

The Canary in the Coal Mine?

Wednesday, June 14, 2023


Confused by all the repeated references about a pending recession? All the while companies of every description struggle to find qualified employees. How does a scenario of full employment translate into a recession? Perhaps the substance behind the argument for a pending recession, can be found ...

Where have All the Mortgages Gone?

Friday, May 26, 2023


Baffled by the Vagrancies of the Mortgage refinancing market? Know that you are not alone!   CMHC has been quoted that their “Mortgage refinances requests have dropped by 32%”. Despite Canadians being personally the most indebted G7 nation.   Combined with mortgage payments skyrocketing because o...

The Big Mortgage Rate Pause!

Saturday, April 15, 2023


Consumers all over the world are wondering have interest rate hikes stopped rising? Have central banks stepped permanently back from further rate hikes? What is the tangible relationship between the BOC and our National Lenders? What exactly is this tight money policy being advocated by Canadian ...

A Record Amount of Income being Pledge to Mortgage Debt

Wednesday, March 15, 2023


Canadian households are dedicating more of their disposable income to mortgage payments than ever before, according to the latest data from Statistics Canada. In Q4 of 2022, Canadians spent 7.66% of their household disposable income on servicing their mortgage debt, up from 7.5% in the previous q...

Smart, Brilliant & Strong!

Wednesday, March 8, 2023


Accurate`s female Appraisers are asking: Have Canadian interest rates peaked? These Charts might help explain.

Riding the whirlwind. Canadian Home Owners riding with Variable Rate Mortgages.

Wednesday, March 1, 2023


Amid the current state of Canada’s housing market, many Canadian homeowners with variable-rate mortgages are “riding the whirlwind” of rising interest rates. CIBC has revealed that nearly three-quarters of its clients with variable-rate mortgages have reached their trigger rate,...

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