Markets and Business News Review

Here Are Tuesday’s Top Wall Street Analyst Research Calls: Chevron, Domino’s Pizza, Doximity, Exact Sciences, Intel, NetApp, StubHub, Toast, and More

Lee Jackson — Tue, 20 Jan 2026 07:55:07 -0500

Quick Read

Investors and traders will look forward to a big release of fourth-quarter earnings for this holiday-shortened trading week.
Last week’s start to the earnings season was a mixed bag from the big financial stocks, but overall positive.
Expect some volatility to creep back in this week as earnings reports pile up and geopolitical issues return.
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Pre-Market Stock Futures:

Futures are trading dramatically lower as we start the holiday-shortened trading week, following yesterday’s MLK remembrance day. The futures downdraft this morning is being attributed to President Trump’s threat to raise tariffs significantly over Greenland. Last Friday, the market closed unchanged primarily after a sizable options expiration that boosted trading volume throughout the day. With 184 companies reporting fourth-quarter results this week, many top stocks could be data-driven and volatile over the next four days. On Friday, the Dow Jones Industrials closed the day down 0.17% at 49,359, while the S&P 500 was last seen modestly lower at 6,940, down just 0.06%. The tech-heavy Nasdaq also closed down just 0.06% at 23,515. Once again, as has been the case since the start of the year, the Russell 2000 finished the day higher by 0.12% at 2,677. The small-cap index is off to its best start in years and may be one of the best ideas for 2026. Here is an exchange-traded fund that tracks the index: the iShares Russell 2000 ETF (NYSEArca: IWM). It is the largest Russell 2000 ETF, with nearly $70 billion in assets and daily trading volume of upwards of 37 million shares. It has a slightly higher expense ratio of 0.19% compared with Vanguard’s Russell 2000 ETF, but offers superior liquidity.

Treasury Bonds:

Yields were mainly higher across the treasury curve as sellers closed out the week with the upper hand. Bonds are selling off again this morning on the tariff threats. Portfolio managers pointed to President Trump’s comments suggesting he’d prefer to keep Kevin Hassett at the NEC, who is known as an interest rate dove, as reducing expectations for aggressive Fed rate cuts, which led to higher long-term yields on Friday. At the same time, incoming economic data showed stability, keeping pressure on bonds. Traders saw yields break out of their narrow range, indicating a bond-bearish shift as the market digested potential policy shifts and a less dovish Fed outlook. The 30-year bond closed the day Friday at 4.84% and is trading at 4.93% this morning, while the 10-year note was last seen at 4.23% on Friday and is at 4.29% this morning.

Oil and Gas:

After a tough stretch across the energy complex last week, when it became clear the president was tapping the brakes on military action against Iran, traders saw a modest turnaround at the end of the week. Industry analysts noted that the ongoing Middle East tensions and potential supply shifts (such as Venezuelan swaps) helped ease fears of an immediate US-Iran conflict. At the same time, technical factors and inventory data were influential on Friday. Brent Crude closed trading at $64.07, up 0.49%, while West Texas Intermediate finished the session at $59.39. Natural gas finished the day mostly unchanged at $3.10.

Gold:

For the second session in a row, which has been rare over the last year, Gold finished lower on Friday, closing down 0.42% at $4,596. Once again, the culprit was likely profit-taking after the precious metals’ huge run over the last year. Most traders have anticipated a consolidation, but even a down or sideways trade for a spell is unlikely to slow the momentum as Gold nears the $5,000 mark. Silver finished the day down 2.25% at $90.29, with a similar setup to Gold for potential price consolidation.

Crypto:

The cryptocurrency market experienced a subdued, consolidation-focused trading day on Friday, following some earlier weekly highs, with notable activity from specific entities and sectors. Bitcoin traded around $94,500–$95,000 on Friday, holding above key support levels despite a 1.3% decline in midday trading. Over the weekend and on Monday, crypto traded mostly flat amid the holiday slowdown. At 8 a.m. EST, Bitcoin is trading at $91,132, down over 2%, while Ethereum is quoted at $3,105, down 3.85%, both lower amid tariff sabre-rattling.

24/7 Wall St. reviews dozens of analyst research reports daily to identify new investment ideas for both investors and traders. Some of these daily analyst calls cover stocks to buy. Other calls cover stocks to sell or avoid. Remember that no single analyst call should ever be used as a basis to buy or sell a stock.

Here are some of the top Wall Street analyst upgrades, downgrades, and initiations seen on Tuesday, January 20, 2026.

Upgrades:

Doximity Inc. (NYSE: DOCS) was upgraded to Overweight from Equal Weight at Wells Fargo, which actually lowered the target price on the company to $55 from $65.
Intel Inc. (NASDAQ: INTC) was raised to Hold from Reduce at HSBC, which lifted the target price on the semiconductor giant to $50 from $26.
Realty Income Inc. (NYSE: O) was upgraded to Buy from Hold at Deutsche Bank with a $69 target price for the Dividend Aristocrat.
Shake Shack Inc. (NYSE: SHAK) was upgraded to Overweight from Equal Weight at Morgan Stanley, which raised the target price on the stock to $125 from $115.
Toast Inc. (NYSE: TOST) was upgraded to Outperform from In Line at Evercore ISI with a $40 target price objective.

Downgrades:

ConocoPhillips (NYSE: COP) was downgraded to Neutral from Overweight at JPMorgan with a $98 target price.
Domino’s Pizza Inc. (NYSE: DPZ) was cut to Equal Weight from Overweight at Morgan Stanley, which slashed the target price for the stock to $455 from $535.
Exact Sciences Corp. (NASDAQ: EXAS) was downgraded to Neutral from Outperform at Mizuho, which actually raised the target price on the shares to $105 from $85.
NetApp Inc. (NASDAQ: NTAP) was downgraded to Underweight from Equal Weight at Morgan Stanley, which lowered the target price to $89 from $117.
Philip Morris International Inc. (NYSE: PM) was cut to Hold from Buy at Jefferies, which lowered the target price on the tobacco giant to $180 from $220.

Initiations:

Agilent Inc. (NYSE: A) was initiated with a Buy rating at HSBC, with a $180 target price.
Brinker Corp. (NYSE: EAT) was initiated with a Buy rating at TD Cowen, which has a $192 target for the Chili’s parent.
Chevron Corp. (NYSE: CVX) was resumed in coverage at JP Morgan with an Overweight rating to go with a $176 target price.
StubHub Holdings Inc. (NYSE: STUB) was initiated with a Sell rating at Citigroup with a $13 target price.
Texas Roadhouse Inc. (NASDAQ: TXRH) was started with a Buy rating at TD Cowen, with a $215 target price objective.

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The post Here Are Tuesday’s Top Wall Street Analyst Research Calls: Chevron, Domino’s Pizza, Doximity, Exact Sciences, Intel, NetApp, StubHub, Toast, and More appeared first on 24/7 Wall St..

InterContinental Hotels and the occasionally delightful inefficiency of markets

Tue, 20 Jan 2026 07:52:29 -0500

Intercontinentally wide spreads

Why China has so many robot IPOs

Tue, 20 Jan 2026 07:33:06 -0500

Viral, dancing machines are far from commercial reality but trade restrictions are driving market activity

Why Bulgaria joined the Eurozone

Tue, 20 Jan 2026 07:30:04 -0500

Though the Bulgarian lev was already pegged to the euro, the country had much to gain by joining the currency union

Netflix Revamps Its Warner Bros. Bid, Seeking to Thwart Paramount

Lauren Hirsch and Benjamin Mullin — Tue, 20 Jan 2026 07:05:34 -0500

Netflix will pay all cash for the $83 billion deal to acquire major parts of Warner Bros. Discovery, instead of a mix of cash and stock.

Japan’s 40-year bonds surpass 4% for first time

Tue, 20 Jan 2026 07:00:32 -0500

Traders sell sovereign debt ahead of snap election that could give PM Sanae Takaichi fiscal spending mandate

Why the calculus for fertiliser production in Europe has changed

Tue, 20 Jan 2026 07:00:04 -0500

EU’s potential pivot on its carbon border tax may cause the energy-intensive sector to pull investments

Microsoft chief Satya Nadella warns AI boom could falter without wider adoption

Tue, 20 Jan 2026 06:47:44 -0500

Big tech boss tells delegates at Davos that broader global use is essential if technology is to deliver lasting growth

Fracking pioneers look overseas as US shale revolution goes global

Tue, 20 Jan 2026 06:00:03 -0500

American companies seek opportunities in Venezuela, the Middle East and Australia as domestic shale output plateaus

Physical AI: robotics are poised to revolutionise business

Tue, 20 Jan 2026 05:42:11 -0500

Multi-tasking robots equipped with artificial intelligence will change the world. Mankind has to be ready to get the best out of them. How this is done will be decided in boardrooms and tech labs

Trump’s First Year Could Have Lasting Economic Consequences

Ben Casselman — Tue, 20 Jan 2026 05:02:46 -0500

President Trump’s policies have so far done little to change the overall state of the American economy, but economists warn they will ultimately weaken the United States.

Filoplumes Are Nature’s Super Feather

Jim Robbins and Bryan Anselm — Tue, 20 Jan 2026 03:00:16 -0500

Filoplumes may be tiny, but these hairlike feathers enable nonstop flights that span thousands of miles.

Trump to hold Greenland meeting at Davos after ‘very good’ call with Rutte

Tue, 20 Jan 2026 01:38:37 -0500

Gold hits record high as US president insists ‘there can be no going back’ on demand for island

Greenland: Taco or Fafo?

Tue, 20 Jan 2026 01:30:02 -0500

Plus mid caps play catch-up

Tensions likely between new government and the Bank of Japan

Tue, 20 Jan 2026 00:30:02 -0500

A successful snap election would strengthen Sanae Takaichi’s mandate for increased government spending

European defence newbies come to market at sky-high valuations

Tue, 20 Jan 2026 00:00:26 -0500

Rocketing shares for the likes of recently listed Renk and Exosens are luring more of their peers to follow

How tech titans prospered in the first year of Trump’s return to power

Tue, 20 Jan 2026 00:00:14 -0500

Silicon Valley bosses who lined up behind the US president for his inauguration have fared well under his administration

Three Ireland owner in talks over sale to Liberty Global

Tue, 20 Jan 2026 00:00:14 -0500

Offloading mobile operator would be CK Hutchison’s latest disposal of European telecoms interests

Treasuries could be Europe’s best defence for Greenland

Tue, 20 Jan 2026 00:00:13 -0500

The region’s vast holdings of US government debt give it leverage with the Trump administration

TikTok owner ByteDance targets Alibaba with AI-led cloud drive

Tue, 20 Jan 2026 00:00:05 -0500

Deep discounts, vast data and bespoke AI agents fuel new challenge in China’s multibillion-dollar enterprise market

At a Seattle Port Rocked by Tariffs, There Were 70 Jobs for 600 Workers

Anna Griffin and Ruth Fremson — Mon, 19 Jan 2026 20:42:25 -0500

Dock workers are used to uncertainty, but nothing since the Great Recession of 2008 compares to what they have experienced this year.

Nome, Alaska Is Now Key to Trump’s Global Ambitions

Anna Griffin and Ruth Fremson — Mon, 19 Jan 2026 20:41:09 -0500

Nome, population 3,700, is accessible only by plane outside a few months when boats can pass through. But it will be the home of the nation’s only deepwater Arctic port.

Stop ignoring AI risks in finance, MPs tell UK regulators

Mon, 19 Jan 2026 19:01:10 -0500

Treasury committee urges watchdogs and Treasury to take more ‘proactive’ approach

Wall Street Price Prediction: Tesla’s Share Price Forecast for 2026

Joel South — Mon, 19 Jan 2026 16:28:32 -0500

Key Points

Tesla deliverables are down year-over-year, and it continues facing headwinds in the U.S. and European markets.
As CEO Elon Musk’s feud with President Trump continues, the stock has seen heightened volatility.
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After soaring in 2023 and 2024, shares of Tesla (NASDAQ:TSLA) were battered throughout the first half of 2025. The largest U.S. EV-maker staged a comeback in the second half of the year and finishing with a roughly 11% gain. So far this year, TSLA is down 0.13%.

When the company reported Q3 earnings on Oct. 22, 2025, it announced quarterly revenue of $28.1 billion, up 12% year-over-year (YoY). However, earnings of 50 cents per share missed analysts’ estimates of 54 cents per share. Concerningly, quarterly net income fell 37% YoY to $1.37 billion.

After several quarters of weakening momentum, Tesla’s deliveries are seeing a positive break in trend, according to Canaccord. Further, the firm expects Tesla to announce new electric vehicle models soon, which should help its global sales momentum. The new models will help alleviate any post-Q3 “cliff” in the U.S. after EV tax credits go away, Canaccord believes.

Over the past decade, Tesla has suffered incredible losses that have shocked investors who had grown accustomed to the stock’s rapid appreciation over the past decade. The company’s meteoric rise has practically minted millionaires who jumped on the Musk bandwagon in the early goings. That’s certainly a move that’s come with some baggage and volatility along the way. But overall, it’s clear that Musk’s visionary status has rewarded shareholders since Tesla’s IPO on June 29, 2010.

24/7 Wall St. conducted analysis to provide more clarity. Let’s dive into whether Tesla’s troubles this year can be expected to continue, or if this is a top growth name that can rebound to new all-time highs and resume its march higher.

Key Drivers of Tesla’s Stock Performance

1. Core EV Business: Tesla’s most important business line is unsurprisingly the company’s auto business. With sales of the company’s EVs down on a year-over-year basis, and margins also declining from historically high levels following the onset of the pandemic, investors will continue to assess the company’s future prospects in proportion to how the company’s core revenue and earnings driver is performing.

2. Autonomous Driving (FSD), Robotics and More: Tesla’s value can be ascribed to what many long-term investors view as a call option on some other key growth categories CEO Elon Musk continues to work on. Aside from the company’s core electric vehicle offering, Tesla’s energy business, its FSD platform, humanoid robotics endeavors, AI verticals, and other growth categories make this stock unique in terms of the breadth and number of potential catalysts investors can look to for future growth. Of course, the extent to which these endeavors deliver boosted margins (or increased CapEx) remains to be seen.

3. Macro and Political Environment: Like it or not, Tesla CEO Elon Musk has cozied up to president Trump in a big way. This move is one that’s been broadly cheered by the overall market, at least out of the gate. Tesla stock soared following Donald Trump’s election victory, though Tesla has since given up its gains since this pivotal event, and has trended lower for seven straight weeks following the election. We’ll have to see if the Trump administration brings forward the sort of regulatory environment so many investors had hoped for in 2025 and in the years to come.

What Wall Street Thinks

Tesla’s stock price outlook for 2025 varies widely among analysts, reflecting uncertainties in production, market conditions, and EV advancements. Analyst price targets span a very wide range, with the most bearish analyst putting forward a $19.05 price target, and the most bullish suggesting this stock could head to $600 per share. Thus, there’s not really a true idea of where this stock is headed. And when investors think about the fact that many of these analyst projections are outdated, doing the math on where this stock could be headed over the course of the next year isn’t as easy as it seems.

It’s worth noting that analysts remain largely bullish on the stock, though. However, given how Tesla has fallen from its peak, even if the company can hit this target over the next year, it’ll still have a ways to go to make it to a new all-time high. The thing about Tesla and other high-growth stocks is that I find analysts are often chasing the returns these stocks provide. Thus, I think it’s best for most investors to steer clear of using analyst price targets as anything other than guardrails. Indeed, Tesla is one company I think is worth doing one’s own DCF analysis on and coming to one’s own price target.

However, institutional ownership of Tesla remains light. As of Dec. 8, 2025, just 47.62% of the company’s float is held by institutional owners, with 120 of them having entirely liquidated their positions over the past year.

Tesla’s 2026 Outlook

As was the case last year, analysts’ opinions on where Tesla could be headed in 2026 vary. Overall, Tesla’s stock performance in 2025 is expected to be shaped by production output, market trends and advancements in EV and battery technology. Tesla’s 2025 deliveries, which were forecast at 1.95 million units by Barclays and 2.08 million by Bloomberg, disappointed last year. Tesla reported 418,227 deliveries in Q4 2025 and 1,636,129 for 2025. Year over year, those figures are down 16% and 9%, respectively. Tesla was affected by the expiration of the U.S. electric vehicle tax credit in 2025 as well as increased competition in Europe. Morningstar forecasts that deliveries will continue to decrease through the first three quarters of 2026.

Musk remains optimistic, expecting a 20% to 30% delivery increase in the year to come. Additionally, competition from Waymo and declining registrations in Germany, France and California present challenges. Tesla’s push into AI and autonomous driving, including plans for a Robotaxi launch, could be a game-changer, but the company recently saw its share of the EV market slip below 50% in California.

Tesla Stock 2026 Price Target

Wall Street analysts have assigned TSLA a median one-year price target of $397.47, or 9.15% potential downside from today’s price. Of the 30 analysts covering Tesla, the stock currently receives a consensus “Hold” rating, with 12 analysts rating it a “Buy,” 11 rating it a “Hold” and seven rating it a “Sell.”

24/7 Wall St.‘s 2026 year-end price target for Tesla is more bullish at $461.73, which represents potential upside of just 5.53% from the current share price.

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Rivian (NASDAQ: RIVN) Price Prediction and Forecast 2026-2030 for January 20

Joel South — Mon, 19 Jan 2026 16:23:56 -0500

Key Points

Key growth drivers include cost reduction in EV components and increased production capacity, targeting profitability by 2027.
Rivian aims to cut material costs by 45% with the introduction of its Gen 2 platform by 2026.
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Shares of Rivian Automotive (NASDAQ:RIVN) lost 10.76% over the past five trading sessions after losing 2.74% the five prior. Since its one-year high on Dec. 19, RIVN has lost nearly 26%. Still, over the past year, the EV maker’s stock is up 25.43%.

When Rivian reported Q3 earnings on Nov. 4, 2025, it beat on the top line but missed on the bottom line with quarterly EPS of 65 cents versus 72 expected, and revenue of $1.56 billion beating expectations of $1.5 billion. Institutional ownership remains somewhat wary of the stock, with 56.10% of its float currently held by institutions. The largest institutional holder of RIVN remains Amazon (NASDAQ:AMZN) with more than 158 million shares.

The Rivian continues to work on its Georgia plant, which is slated to open in 2028. This past summer, the company announced a partnership with Google Maps on a new navigation system for its electric vehicles. Rivian will continue to offer its own customized navigation interface on the 15.6-inch center touchscreen, but the underlying data is now powered by the Automotive SDK from Google Maps instead of third-party alternatives.

The EV company IPO’ed in November 2021 and immediately made a splash with its stock price skyrocketing to $180 in just its first week of trading. The cash infusion was a much-needed lifeline for Rivian, with $3.7 billion in operating expenses in 2021 and only delivering 920 vehicles. The company also had backers in Amazon and Ford (NYSE:F), who held 260 million shares of Rivian collectively at IPO. But as the COVID-19 lockdown investing frenzy died out, it left an SUV-sized hole in Rivian’s stock price, with the stock currently trading nearly 85% lower than its post-IPO and all-time high.

24/7 Wall St. aims to provide readers with our assumptions about the stock prospects going forward, what growth we see in Rivian for the next several years, and what our best estimates are for Rivian’s stock price each year through 2030.

Rivian vs. Tesla: The Early Years

The following is a table of Rivian’s revenues, operating income and share price for the first few years as a public company. Here’s a table summarizing performance in share price, revenues, and profits (net income) from 2014 to 2018.

Year	Share Price	Revenues	Net Income
2021	$50.24	$55.0 million	($4.22 billion)
2022	$19.30	$1.658.0 billion	($6.856 billion)
2023	$10.70	$4.434.0 billion	($5.739 billion)
2024	$13.25	$4.997.0 billion	($4.689 billion)
2025	$19.72	TBD	TBD

Now let’s take a look at Tesla (NASDAQ:TSLA) in the first few years it manufactured and sold the Model S (the official launch of the Model S was June 22, 2012).

Year	Share Price	Revenues	Net Income
2011	$2.24	$204.2 million	($2.45 million)
2012	$2.25	$413.3 million	($3.96 million)
2013	$16.87	$2.013 billion	($74 million)
2014	$13.81	$3.198 billion	($294 million)

While revenue growth for both firms after launching their first mass-market vehicles is similar, Tesla’s net income was much more favorable. Tesla CEO Elon Musk has always been a proponent of word-of-mouth marketing and a hawkish approach to minimizing product costs, allowing his company to stay afloat while moving to new lines of automobiles.

The biggest question facing Rivian investors today is, can they lower costs, and when will positive net income be realized?

Key Drivers of Rivian’s Stock Performance

1. EV Technology and Cost Curves: Rivian’s next generation (G2) R1 vehicles are designed for performance upgrades while at the same time reducing component costs. For example, the number of electronic components will be reduced by 60%, over 60 parts will be eliminated, the compact motor will be redesigned, and close to 2000 connections or welds will be removed. These changes alone are expected to drop materials costs by 20% and speed up the assembly line by 30%. Looking into the back half of 2026, Rivian sees a material cost reduction of 45% for the R2 line of vehicles. Rivian is also investing in enhanced advanced driver assistance systems with improved cameras, radar, and NVIDIA-powered computing power, creating highway assist and 360-degree visibility.

2. Electric Vehicle Demand and Incentives: Rivian is currently delivering around 13 thousand vehicles per quarter, which is above analyst estimates, and producing 9 thousand new G2 vehicles per quarter, which keeps it on pace to produce 57,000 units in 2024. The total plant capacity is 215,000 vehicles with expansion plans of 400,000 additional vehicles in Georgia.

3. Management’s Path to Profits: Rivian also expects profitability from the R1 platform through premium configurations and scale benefits. The company targets positive adjusted EBITDA by 2027, with long-term goals of 25% gross margin, high teens adjusted EBITDA margin, and 10% FCF margin.

- Material Cost Reduction: The introduction of the Gen 2 platform and commercial cost downs are expected to reduce material costs by ~20%.
- Fixed Cost Reduction: Improved labor and overhead costs, reduced depreciation, and lower LCNRV charges due to a 30% increase in production line rate and design changes.
- Increased Revenue From Credits: Strong demand for regulatory credits, with over $200 million contracted for FY24.

Rivian (RIVN) Stock vs. Tesla Stock: Why Rivian Receives Different Treatment

Taking a historic look at pricing Rivian stock would start by comparing the sales multiples Tesla received in 2012 to 2015 when the Model S scaled. Tesla was feeling the weight of expansion and keeping its debt load manageable and the market-priced Tesla stock was close to 10x sales.

While Rivian is in a similar situation, albeit with more debt and higher expanses, the market is only valuing the stock at under 3 times sales. Let’s take a look at why that is the case.

Market Position and Brand Recognition:
- Tesla: By 2011-2015, Tesla had already established itself as a leading innovator in the electric vehicle (EV) market, with significant brand recognition and a first-mover advantage.
- Rivian: Rivian is relatively new to the market and still building its brand and market position.
Production and Sales Volumes:
- Tesla: From 2011 to 2015, Tesla ramped up production and sales, particularly with the Model S, which gained popularity and market traction.
- Rivian: Rivian is still in the early stages of production, with limited sales volumes compared to Tesla’s growth phase.
Investor Expectations and Sentiment:
- Tesla: Investors had high expectations for Tesla’s future growth and disruptive potential in the auto industry, leading to higher valuation multiples.
- Rivian: While Rivian has potential, it has not yet demonstrated the same level of market disruption or growth trajectory that Tesla did during its comparable early years.
Competitive Landscape:
- Tesla: Had fewer direct competitors in the EV space during its early years, allowing for a larger market share and higher investor confidence.
- Rivian: Faces more competition from established automakers entering the EV market and other new entrants, impacting its relative valuation.

Rivian(RIVN) Financial Forecast 2026–2030

Year	Revenue*	Shares Outstanding	P/S Est.
2026	$7.489	1.131 B	2.2x
2027	$11.800	1.131 B	2.0x
2028	$20.931	1.131 B	1.8x
2029	$28.948	1.131 B	1.6x
2030	$36.236	1.131 B	1.4x

*Revenue in $billions

Rivian (RIVN) Stock Prediction in 2026

According to Wall Street analysts, the current median one-year price target for Rivian’s stock is $17.55, which represents potential upside of 5.27% today’s share price. Of the 20 analysts covering RIVN, the stock is a consensus “Hold,” with eight analysts providing a “Buy” rating, seven providing a “Hold” rating and five providing a “Sell” rating.

However, 24/7 Wall St.’s year-end 2026 price target for Rivian stock is $14.57, which represents potential downside of 12.59% from today’s share price.

Rivian (RIVN) Stock Forecast 2o26–2030

By the end of 2030, we estimate Rivian’s stock price to be $44.85 per share. Our estimated price target for RIVN represents 169.04% potential upside from where shares are currently trading.

Year	Price Target	%Change From Current Price
2026	$14.57	-12.59%
2027	$20.87	25.19%
2028	$33.31	99.82%
2029	$40.95	145.65%
2030	$44.85	169.04%

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The post Rivian (NASDAQ: RIVN) Price Prediction and Forecast 2026-2030 for January 20 appeared first on 24/7 Wall St..

Federal Reserve Inquiry Clouds Trump’s Supreme Court Bid to Oust Lisa Cook

Ann E. Marimow — Mon, 19 Jan 2026 15:52:37 -0500

The court is set to hear Ms. Cook’s case challenging her firing as the Justice Department investigates Jerome H. Powell, the central bank chair.

I Always Dreamed of Having a Hummer, but These 7 Huge Cars Are Way Better

David Beren — Mon, 19 Jan 2026 14:18:32 -0500

Key Points

The Hummer is one of the most iconic vehicles of all time.
Arnold Schwarzenegger is mainly responsible for making Hummer available to consumers.
There are far better vehicles you can choose from today other than the Hummer.
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For years, the Hummer was the ultimate symbol of power and presence on the road. This vehicle is massive, bold, and impossible to ignore. Like many car lovers, I dreamed of owning one someday, imagining the experience of the commanding height, rugged styling, and head-turning size. But after taking a closer look at what’s out there today, I realized the Hummer may not be the best in the “massive car” field.

Modern automakers have created a new class of oversized vehicles that offer everything people love about the Hummer, plus far more in the form of comfort, technology, efficiency, and practicality. We’ll show you some options that rival the Hummer, from off-road beasts to family haulers that feel like tanks. These seven enormous vehicles outperform the Hummer in multiple ways.

This post was updated on January 20, 2026 to provide an overview of the Hummer and its rivals, as well as to clarify Schwarzenegger’s role in the process and specs of certain vehicles.

20. The Dream SUV

Arnold Schwarzenegger helped bring the military Humvee to civilian life by urging AM General to produce a consumer version. As soon as it launched in 1992, the Hummer was praised for its ability to go off-road in a way few other vehicles could even hope to achieve. There was little you couldn’t do with the Hummer.

19. Drawbacks Aplenty

The reality with the Hummer was that it was difficult to drive and park since it was so wide and had terrible fuel economy. Still, owning a Hummer was something many who could afford one opted to do simply because it felt like a sign of success. This is the story playing out right now with the Tesla Cybertruck, another vehicle that stands out wherever it goes for its looks and impractical design.

18. Goodbye and Hello

After being purchased by General Motors in 1999, the Hummer was a staple of the roadway until the 2008 economic downturn. By 2010, the Hummer was gone, a symbol of wealth that was no longer there. However, the rise of the electric vehicle has given the Hummer new life with the “GMC Hummer EV,” which offers up to roughly 300–330 miles depending on trim, with a starting price tag of $96,550.

17. GMC Hummer EV

The GMC Hummer EV, with its giant starting price, is hard to take seriously, considering the deep competition in the space. Still, there is a good reason why this might have been your dream SUV many years ago, and today, you get a bit of the old Hummer look with up-to-date technology. The challenge is that for price, it’s hard to argue against the idea that you don’t get far more value and technology with other large vehicles.

9. Toyota Sequoia

Price: From $62,425
Range: N/A ??
Horsepower: 437 hp
Cargo space: Up to 86.9 cubic feet

Big And Bold

While it isn’t a luxury vehicle, it is certainly capable off-road, though not as extreme as the Hummer EV. You get a hybrid engine that gives you a little extra gas, and you also have room for eight people, TRD off-road equipment, a giant touchscreen, and a Wi-Fi hotspot for when you are out of range for a wireless signal.

8. Land Rover Defender

Price: From $60,800
Range: Gas engine
Horsepower: 296 – 626hp
Cargo space: Up to 76.1 cubic feet

The Luxury Choice

An excellent combination of luxury and capability, the Land Rover Defender is hard to overlook for anyone who wants a vehicle that can do anything on or off the road. While you can push the price tag far above that of the GMC Hummer EV, you get locking differentials, a terrain response mode, a 360-degree camera system, different body style choices, and a host of excellent technology options.

7. Toyota Tundra TRD Pro

Price: From $72,510
Range: 18/20 MPG
Horsepower: 437 hp
Cargo space: Up to 44.8 cubic feet

Go Anywhere, Anytime

If you’re looking for a vehicle that can help you feel good on the weekend after a rough week at work, the Toyota Tundra TRD Pro is the model for you. Right away, you get the reliability and durability of the Toyota name and up to 11,175 pounds of towing. Outside of its off-road strengths, the giant 14-inch touchscreen makes the Tundra feel updated.

6. Chevrolet Silverado EV

Price: From $73,100
Range: Up to 450–560 miles depending on battery
Horsepower: Up to 760 hp
Cargo space: Up to 68.4 cubic feet

Pure Power

If you’re looking for the right combination of power and capability, the Chevrolet Silverado EV is everything Chevy lovers enjoy about the Silverado, but better. Between getting 100 miles of range in 10 minutes, up to 12,500 pounds of towing, or making every bit of use of the 17.7-inch touchscreen, this vehicle is well-equipped and ready to do battle with any road elements you can help it find.

5. Ford F-150 Lightning

Price: From $62,995
Range: Up to 320 miles
Horsepower: Up to 580 hp
Cargo space: Up to 50.9 cubic feet

Power Your Whole Home

While the Ford F-150 Lightning might have Ford’s BlueCruise technology for hands-free driving or a 15-inch infotainment display, the best part of this vehicle isn’t even its performance on the road. The best reason to pick up the Ford F-150 Lightning is one you hope you never use, as it can power your home when parked for several days. Of course, this depends on usage.

4. Rivian R1T

Price: From $69,900
Range: Up to 371 miles (Only certain battery packs)
Horsepower: Up to 1,025 hp
Cargo space: Up to 104.7 cubic feet (Includes frunk + gear tunnel + bed combined)

“Anything but Standard”

Labeling itself as anything but standard, it’s hard to ignore the Rivian R1T, a fantastic choice for anyone who wants a vehicle that looks as good on the road as it does off. Perhaps the best feature about the Rivian RT1 is that it comes with several drive modes, including snow, rain, all-terrain, soft sand, rally, and more, to help you drive without sacrificing too much range.

3. Tesla Cybertruck

Tesla Cybertruck

Key Points

NVIDIA’s track record of strong earnings suggests an ability to remain at the forefront of its industry, as competitors fight for the leftovers.
Between NVIDIA’s client list of Magnificent Seven companies and the burgeoning trend in AI, growth in both revenue and net income is projected to continue its steep climb.
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Shares of NVIDIA Corp. (NASDAQ:NVDA) gained 1.59% over the past five trading sessions after losing 2.91% the five prior. Since hitting its all-time high on Oct. 29., NVDA is down more than 10%. Nonetheless, shares remain up 32.15% over the past year.

When the company reported Q3 earnings on Nov. 19, 2025, it beat on the top and bottom lines when it announced record revenue of $57.0 billion and diluted earnings per share (EPS) of $1.30, both of which exceeded analyst expectations. Data center revenue was the primary growth driver, reaching a record $51.2 billion, which marked a 66% year-over-year increase.

The last week of October 2025, NVIDIA became the first publicly traded company to surpass a market cap of $5 trillion. In July, the AI chipmaker became the first publicly traded company to hit a $4 trillion market cap in early July. That achievement came just one month after surpassing both Apple Inc. (NASDAQ:AAPL) and Microsoft Corp. (NASDAQ:MSFT) in market cap as members of the $3 trillion market cap club.

Over the past few years, AI has consistently fueled the largest gains for the market. And NVIDIA has been played a central role in that growth. The company is the premier manufacturer of components critical to the surge in AI; namely, semiconductors, microchips, and graphics processing units (GPUs). As a result, the Santa Clara, Calif.-based company has seen its stock skyrocket in the recent past. Over the past five years, shares have gained 1,316.57%, and since going public in January 1999, NVIDIA’s stock is up a preposterous 470,200%.

Despite those mind-boggling gains, analysts still expect significant upside potential in the medium and long term. 24/7 Wall St. has performed analysis to provide prospective investors and current shareholders with an idea of where NVIDIA’s stock might be headed over the course of the next five years.

NVIDIA’s Recent Stock Success

Unless you have been living under a rock, chances are you have caught wind of the very well-documented and rather exponential surge in NVIDIA’s share price since 2022. But before 2022’s price-per-share explosion, it was steadily appreciating as it underwent a series of stock splits.a

Year	Share Price*	Revenue**	Net Income**
2014	$0.51	$4.130	$0.588
2015	$0.82	$4.681	$0.800
2016	$2.67	$5.010	$0.929
2017	$4.88	$6.910	$1.851
2018	$3.24	$9.714	$3.085
2019	$5.98	$11.716	$4.143
2020	$13.06	$10.918	$3.580
2021	$29.64	$16.675	$6.277
2022	$14.61	$26.914	$11.259
2023	$49.52	$26.974	$8.366
2024	$134.29	$60.974	$29.76
2025	$186.50	TBD	TBD

*Post-split adjusted basis
**Revenue and net income in $billions

Over the course of the last decade, NVIDIA’s revenue grew by more than 553% while its net income increased by just over 1,323%. The company experienced a slight contraction in revenue and net income in 2020 due to the COVID-19 pandemic, but it rebounded soundly the following year and has continued to steadily grow both metrics since. Meanwhile, shares were able to increase by 9,610% from 2014 to 2023.

As the AI lynchpin and Magnificent Seven mainstay looks forward to the second half of the decade, 24/7 Wall St. has identified three key drivers that are likely to impact its growth metrics and stock performance through 2030.

Key Drivers of NVIDIA’s Stock Performance

1. Stronghold on the GPU Industry: No one makes GPUs like Nvidia makes GPUs, and the industry demanding them is well aware of that. While semiconductor competitors like Advanced Micro Devices Inc. (NASDAQ:AMD) and Taiwan Semiconductor Manufacturing Company Ltd. (NYSE:TSM) do command some attention in their respective corners of the market, simply comparing the three companies’ market caps demonstrates the discrepancies between NVIDIA and, well, every other company. While Advanced Micro Devices and Taiwan Semiconductor Manufacturing have respectable market caps of $194.67 billion and $861.41 billion, respectively, those are dwarfed by NVIDIA’s $3.34 trillion.

2. Demand From Unrivaled Tech Customers: The company’s primary clientele are the other members of the Magnificent Seven, which are leading the way forward in the AI revolution. In fact, only four Big Tech rival companies — Alphabet Inc. (NASDAQ:GOOGL), Amazon.com Inc. (NASDAQ:AMZN), Meta Platforms Inc. (NASDAQ:META), and Microsoft — account for 40% of NVIDIA’s revenue as they vie with one another to become the front runner of the transition to generative AI.

3. The AI Trend Is Just Getting Started: According to Grand View Research, AI’s market size was $196.63 billion in 2023. But as large as that seems, it pales in comparison to where it is headed. From 2024 to 2030, the AI market is expected to grow at an astounding compound annual growth rate (CAGR) of 36.6%, with “continuous research and innovation directed by tech giants that are driving adoption of advanced technologies in industry verticals, such as automotive, healthcare, retail, finance, and manufacturing,” according to Grand View Research’s report.

NVIDIA (NVDA) Price Prediction in 2026

The current consensus median one-year price target for NVIDIA, according to Wall Street analysts, is $263.44, which represents 41.55% potential upside over the next 12 months based on today’s share price. Of the 41 analysts covering NVIDIA, the stock receives a consensus “Strong Buy” rating, with 39 analysts rating the stock a “Buy,” one rating it a “Hold” and one rating it a “Sell.”

24/7 Wall St.‘s 2026 year-end forecast for NVIDIA is $300.14, or potential upside of 61.27% based on a projected EPS of $2.75 and a price-to-earnings (P/E) ratio of 50.

NVIDIA (NVDA) Financial Forecast 2026–2030

Year	Revenue*	Net Income*	EPS
2026	$168.151	$95.246	$3.83
2027	$193.852	$108.182	$4.44
2028	$225.462	$130.155	$5.28
2029	$236.498	$152.001	$6.16
2030	$265.522	$175.412	$7.24

*Revenue and net income in $billions

NVIDIA Stock Price Target 2026–2030

By the conclusion of 2030, 24/7 Wall St. estimates that NVIDIA’s stock will be trading for $318.42, good for a 71.10% increase over today’s share price, based on an EPS of $7.24 and a P/E ratio of 50. Our high-end price target is $506.80 based on an EPS of $7.24 and a P/E ratio of 70. Meanwhile, our low-end price target is $217.20 based on an EPS of $7.24 and a P/E ratio of 30.

Year	Price Target	%Change From Current Price
2026	$300.14	61.27%
2027	$264.62	42.19%
2028	$304.32	63.52%
2029	$294.28	58.13%
2030	$318.42	71.10%

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As Davos Convenes, Deference to Trump Has Replaced Everything

Peter S. Goodman — Mon, 19 Jan 2026 13:28:20 -0500

The traditional rhetoric of the World Economic Forum centered on global integration, climate change and international cooperation. Not anymore.

UK government to take £25mn stake in Octopus Energy’s tech arm Kraken

Mon, 19 Jan 2026 13:00:07 -0500

Investment aims to persuade tech business to list in London as it gears up for IPO

Dollar slips as Trump’s Greenland threats reawaken ‘sell America’ fears

Mon, 19 Jan 2026 12:40:15 -0500

Euro and sterling rise against US currency despite potential economic damage from new American tariffs

Amazon gets a dressing down in luxury store Saks’ bankruptcy

Mon, 19 Jan 2026 12:21:43 -0500

Tech group can draw some comfort from the fact that it is in good company

Trump’s Trade Negotiator Says Response to Court Loss Would Be Immediate

Ana Swanson — Mon, 19 Jan 2026 10:28:05 -0500

If the Supreme Court rules against its tariffs, the Trump administration would begin replacing them immediately, said Jamieson Greer, the United States Trade Representative.

Joe Montgomery, Who Made Bicycles Lighter, Dies at 86

Jeré Longman — Mon, 19 Jan 2026 10:18:38 -0500

A founder of Cannondale, he was among the first in the U.S. to mass-produce bikes frames out of large-diameter aluminum tubes, replacing heavier steel.

2 Dividend ETFs That Are Turning the Gold and Silver Rally Into a Tsunami of Cash

Omor Ibne Ehsan — Mon, 19 Jan 2026 10:10:09 -0500

Quick Read

Gold Enhanced Yield ETF (GOLY) gained 47% over the past year. GOLY offers a 7% monthly yield.
Silver Enhanced Income ETF (KSLV) rose 77.8% since October with a 3.5% yield.
Gold and silver added $16T in combined value last year.
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Gold and silver have seen a monumental rally over the past few years. ETFs like Strategy Shares Gold Enhanced Yield ETF (BATS:GOLY) and Kurv Silver Enhanced Income ETF (BATS:KSLV) have turned that rally into a cash stream while participating in the rally. It’s a good idea to buy both of these ETFs if you think both gold and silver are primed to continue climbing in the future.

There are clues that say this may be the case, as both assets have already surged above and beyond the most bullish expectations a year back. For example, top gold exporters are under sanctions and have decided to stockpile gold instead. Major central banks worldwide are doing the same. Meanwhile, silver is surging to close the gap with gold. It is now near a 50:1 ratio with gold.

The opportunities to capitalize on this are immense. The two ETFs below give you both a dividend yield and upside.

Strategy Shares Gold Enhanced Yield ETF (GOLY)

The GOLY ETF combines a portfolio of investment-grade bonds with derivative-based exposure to gold and a long/short basket of other commodities. This clever setup allows it to provide a 7% yield and exposure to gold. Better yet, the yield you get is distributed monthly.

Its bond component is the income engine that invests in U.S. dollar-denominated corporate bonds and Treasuries. Corporate bonds are selected with at least 18 months remaining maturity and must be investment grade at purchase (at least BBB- / Baa3), and the fund will sell bonds that are downgraded below investment grade. The adviser uses quantitative credit screens plus qualitative fundamental review to choose bonds.

The gold component is what drives the capital appreciation of the ETF. It tracks near-month gold futures (CME) and “rolls” into later-dated contracts as expiration approaches. Plus, you get returns from trading energy and industrial metals/precious-metals commodity futures exposures, using a total return swap that can represent both “undervalued” long positions and “overvalued” short positions as determined by the adviser.

The catch is that the expense ratio is somewhat high at 0.79%, or $79 per $10,000. I’d argue it’s worth the yield and the upside you are getting. GOLY is up over 47% over the past year, even without the yield.

Kurv Silver Enhanced Income ETF (KSLV)

KSLV gives you silver-like returns plus monthly income. It does this by using options on silver exchange-traded products (ETPs) and holding a collateral portfolio of bonds and preferred securities. In plain terms, it tries to stay meaningfully exposed to silver and regularly collect option premiums.

The upside is capped, but the performance remains solid. KSLV is up 77.8% since October 2025, something that goes over 80% when you take into account that it has a 3.5% dividend yield.

The expense ratio is a flat 1%, or $100 per $10,000. That expense ratio is high, but I believe it remains worth the cost due to silver ETFs being more rare. Until more issuers start copying the strategy and roll out their own ETFs, your options are limited.

I expect even more upside over the coming month. There’s ample global liquidity that can flow into both gold and silver. The structural demand is acting as a tailwind that can cause silver to outperform far better than expected. Silver is used in electronics, solar panels, medicine, and water purification, on top of being a major investment vehicle.

If the U.S. keeps cutting interest rates faster than expected and other countries maintain an accommodative stance, silver and gold can climb to market caps of $10 trillion and $50 trillion, respectively. Both of them saw $16 trillion in added value last year, so it’s certainly possible.

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Monthly Income vs Annual Withdrawals. Which Strategy Lasts Longer?

David Beren — Mon, 19 Jan 2026 10:08:39 -0500

When it comes to making your retirement savings last, there are two fundamentally different approaches you can take. The first is the more traditional strategy, which focuses on an annual withdrawal, likely around the popular 4% theory. The hope is that by doing so, you’ll be able to pull out just enough to live while also having enough money to last for another 30 years.

Quick Read

Withdrawal strategies risk permanent portfolio damage when bear markets force selling shares at depressed prices.
A $1M portfolio yielding 5% generates $50K annually without selling principal.
Dividend-focused portfolios historically matched or exceeded total return portfolios over 30-year periods with lower volatility.
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The second approach is to look at an income strategy, where a portfolio is structured to generate dividends and distributions, and then live off the cash flow without touching the principal. For the most part, financial planners tend to lean on the withdrawal approach because it aligns with how they have been educated.

In other words, the 4% rule is so common, it’s almost gospel in the financial world. The thing is, the income strategy is gaining popularity, but you also have to consider that going with either option dramatically impacts how you invest and whether you might be forced to go back to work at 75 after retiring at 60 because your portfolio is running low.

How the Traditional Withdrawal Strategy Works

The traditional withdrawal strategy is built around the idea that you sell shares every year to generate cash. With this in mind, the 4% rate is typical, so if you retire with $1 million, you’d start by withdrawing $40,000 in the first year of retirement, $40,800 in year two, assuming 2% inflation, and so on. This portfolio is ideally structured to have a mix of both stocks and bonds, with the allocation becoming more conservative as you age.

The biggest risk with this strategy is how you approach your sequence of returns. For example, if you retire right before a bear market and start selling shares while prices are dropping, you could permanently damage your portfolio’s ability to recover. Selling $40,000 worth of shares when the market is down 30% means you’re liquidating more shares than you might during a bull market.

Historical tracking does indicate that the 4% rule can and does work, but “most of the time” isn’t exactly comforting when you’re the person living through a scenario where it turns out it doesn’t work. You also have to consider that you might need to reduce spending during bad years, which is a struggle for retirees who want a certain lifestyle.

How the Monthly Income Strategy Works

The monthly income strategy structures your portfolio around assets that will generate cash distributions, often in the form of dividend stocks, REITs, MLPs, covered call ETFs, and bonds. Instead of selling shares, you collect the income these assets produce and use that to fund living expenses. For example, a $1 million portfolio that yields 5% would generate $50,000 annually without requiring you to sell off any shares, and as those dividends grow over time, so too does your income.

Building an income portfolio might include positions in Enterprise Products Partners (NYSE:EPD), paying a 6.88% yield quarterly; Realty Income (NYSE:O), paying a 5.65% monthly yield; and the JPMorgan Equity Premium Income ETF (NYSE:JEPI), paying 8.19% for covered call income. Add to this Main Street Capital (NYSE:MAIN) at 7.01% for monthly BDC distributions, and then round everything out with dividend growth stocks from names like American Electric Power (NASDAQ:AEP) at 3.35%, all of which are increasing their payouts annually.

This portfolio is designed in such a way that the cash flow you’ll be earning covers not just any of your expenses, but enough that any excess cash can get reinvested or held as a cash buffer for years when cash distributions might be lower than expected. The key part of this strategy is that you don’t sell during market downturns.

Which Strategy Actually Lasts Longer?

The honest answer is that the strategy that lasts longer is pretty dependent on market conditions and the execution of each strategy. In a prolonged bear market or during a period of high inflation that leads to poor equity returns, the income strategy is going to outperform every time because you aren’t selling shares that are down.

However, during a strong bull market with rising valuations, the withdrawal strategy might actually be the better approach because you’re not just constrained to only high-yield assets. You could also own growth stocks that are appreciating significantly in a short period of time, even if they don’t pay a ton in dividends.

A historical analysis might suggest that dividend-focused portfolios with reinvested distributions have matched or exceeded total return portfolios over most 30-year periods, with significantly lower volatility. The income strategy does provide something of a psychological benefit that is harder to quantify, because then the market drops 25%, and it could. Retirees living on dividends have more stability in their lifestyle, while those focused on withdrawals are watching their principal evaporate.

This peace of mind matters, often more than most people consider, and it reduces the likelihood that you might need to panic sell. The income strategy doesn’t guarantee a portfolio can or will last longer, but it does give you more control over when or if you need to sell shares.

When Each Strategy Makes Sense

The withdrawal strategy ultimately makes more sense for retirees with smaller portfolios who want to maximize every dollar of return and can’t afford to sacrifice growth for yield. If you have $500,000 and need to generate income, restraining yourself to only dividend-paying stocks might mean missing out on the appreciation that a diversified total return portfolio would capture.

The withdrawal strategy can also work well for disciplined retirees who can genuinely cut spending during down years and have other income sources, such as pensions or Social Security, to cover basic expenses. On the other hand, the income strategy makes a lot of sense for retirees with larger portfolios, likely around $1 million or more, where generating 4-5% in dividends provides sufficient income. It’s also better suited for retirees who value stability and predictability above all else.

If you’re the type of person who checks your portfolio daily and loses sleep if it’s down 15%, living off dividends can eliminate a lot of the excess stress as income arrives, no matter how much your overall net worth is fluctuating. The income strategy isn’t perfect, as high-yield investments can and do cut distributions, and you might sacrifice some upside during a raging bull market, but the tradeoff might be worth it for peace of mind.

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ASML Stock Can Hit $1,500, According to Pro

Joey Frenette — Mon, 19 Jan 2026 10:07:44 -0500

Quick Read

ASML holds a virtual monopoly in lithography machines essential for manufacturing advanced AI chips.
ASML stock gained 80% over one year and now trades at 44.6 times forward earnings.
Memory makers are expanding DRAM capacity aggressively to meet surging 2026 AI demand.
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The semiconductor stocks have enjoyed another big leg higher to start the year. With unprecedented AI demand and aggressive AI data center builds pushing the fabs to ramp up on capacity expansions, it should be no surprise to see the broader basket of semiconductor names making up for lost time.

With the iShares Semiconductor ETF (NASDAQ:SOXX) surging more than 9% so far in 2026, it certainly feels like the AI trade is back on. And if you’ve rotated out of the names, the feeling of FOMO (fear of missing out) might nudge you to get back into some of the names you may have sold out of in the recent months of relative choppiness.

With a memory chip shortage powering the data storage firms higher while the more cyclical semiconductor equipment makers get in on the boom, many may be wondering if it’s too late to act on the latest upswing in the hottest of semiconductor plays. Though the memory makers might be a tad overheated right here, I do see plenty of value in the more cyclical semiconductor equipment makers.

ASML stock might be the semiconductor stock to keep buying

Notably, shares of ASML (NASDAQ:ASML) look like a great catch-up trade for investors who want a massive beneficiary without having to pay as high a premium. Of course, the stock has already gone parabolic, gaining about 80% in just the past year. With 17% of the gains coming year to date, though, the shares are seemingly going vertical, as the photolithography machinery (it’s necessary for making the latest and greatest AI chips) orders come in hot.

Undoubtedly, demand seems to be off the charts for AI chips, and that’s finding its way down to the equipment makers themselves. With a virtual monopoly over lithography machines, it’s the only game in town for a lot of fabs. And while the past-year run has been magnificent, many analysts see more upside for the firm as the wave of AI looks to lift it significantly higher. The stock might be hot, but it’s not nearly as hot as its peers.

Shares are up just over 25% from their 2024 peak, which isn’t exactly bubbly, at least not in my view. In any case, a number of analysts see shares of ASML rising over $1,500 for the year ahead. As foundries look to expand capacity, I do not doubt that ASML could have the potential to surprise to the upside for its coming quarters. But given the steep ups and downs in the semi equipment makers, there is bound to be an upset at some point.

Shares are trading at a premium, but tailwinds are fierce

I think we’re closer to the start of a boom than the end of one. But at 44.6 times forward price-to-earnings (P/E), could investors be pricing in too much of the boom?

It’s tough to tell, but the EUV machine makers are the place to be right now. And there’s potential for shares of ASML to lift off in a similar manner as the memory chip makers. Anywhere you look on Wall Street, it’s not too hard to find a bull on the Dutch semi equipment maker, especially as memory makers rush to invest to meet demand for DRAM, which nobody can seem to get enough of in 2026.

All considered, I view ASML as a solid semiconductor pick and perhaps one of the more intriguing ones as the semiconductor scene experiences another massive growth spurt. Perhaps there was a reason Michael Burry got out of his bearish bets against the semiconductor industry a few years ago. He was early, perhaps many, many years too early.

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5 Years from Now, This Sector Will Be the Biggest Winner From the AI Revolution

Chris MacDonald — Mon, 19 Jan 2026 10:07:03 -0500

The artificial intelligence revolution is upon us, and plenty is bound to change in how to conduct ourselves in society. From work to play, the potential applications of AI are seemingly endless, and the rise of LLMs we can all use has driven a new paradigm around investing, and how investors think about the sort of exponential upside this trend can have.

Quick Read

U.S. electricity demand is projected to grow 25% from 2023 levels over the next year.
AI capacity constraints have shifted from semiconductor availability to power generation and transmission infrastructure.
Utility stocks trade at lower valuation multiples than semiconductor companies despite facing AI-driven electricity demand growth.
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Accordingly, when most investors look to play surging AI demand, certain companies come to mind. In the semiconductor sector, Nvidia (NASDAQ:NVDA) and its high-performance chips are integral to the rise of this technology. Other data center stocks and companies building out the AI applications and large language models of the future (mostly big tech names) may also come to mind.

That said, there’s a sector I think could be more impactful for investors over the course of the next five years. Here’s why I think utilities stocks could ultimately be the biggest winners from this trade, relative to the likes of Nvidia and other AI-related high flyers which currently have plenty of future growth priced into their valuations.

Power Is the Hard Constraint

Transmission lines

In order to have any sort of AI application (an LLM or otherwise), you need chips and data centers, for sure. That’s well-known, and companies like Nvidia and its peers have surged on expectations that growth may not only remain robust, but potentially accelerate from here.

That said, I’d argue the true “hard” constraint on the growth rate AI can achieve in the coming years really boils down to power. Without electricity, these chips and data centers are useless. And whether we’re talking about electricity generated from fossil fuels (natural gas power plants, for example), renewables or nuclear, there are plenty of utility stocks which still look attractively priced based on future demand growth projections I think could be the best bets to play surging AI demand.

U.S. electricity demand is projected to grow roughly 25% from 2023 levels over the course of the next year, with some in the AI space suggesting that AI power demand could 10x by the end of this decade. That’s insane growth, and a growth rate that correlates with what we’ve seen at Nvidia.

The kicker, of course, is that utility stocks are far from priced as growth plays on the AI trade in the same way as Nvidia right now.

Evolving Economics Makes This Sector One to Invest In for the Long-Term

Red arrow heading higher, above three stacks of ascending coins

In practice, the limiting factor for AI capacity has already begun to shift from land and data center development capacity (which involves the heavy use of semiconductors) to megawatts and interconnection queues. This flips the locus of scarcity from chips and racks to transmission and generation, benefiting top utility companies operating in this space.

What this means for investors in utility stocks is that these historically bond-like offerings viewed as safe and defensive dividend stocks could become the higher-growth, higher-multiple ways investors choose to achieve medium- and long-term growth in their portfolios. I’d argue a re-rating of this entire sector is warranted, with most top utility companies trading at multiples that reflect their traditionally slower-growth nature (with a significant portion of the total returns these stocks provide over the long-term coming from dividends).

I’d expect to see a much larger percentage of the growth utility companies provide in the years to come to be derived from underlying growth. As such, for those looking to earn much higher returns on equity, the utilities sector is one I think is currently overlooked right now.

Why Utility Companies Could Outperform Large-Cap Chips and Data Center Stocks

Person holding a blue microchip in a lab

My underlying thesis, at least at this point in time, is that semiconductor giants like Nvidia and top companies tied to the data center buildout have years of growth currently priced into their shares. As such, these stocks are priced to perfection. Not only will each of these names need to beat expectations (in a significant way) each and every quarter for the next five years, but they’ll need to beat the so-called “whisper number” on the Street, which can often be materially higher. And raise guidance.

On the other hand, utility companies have a much lower bar to jump over. And while valuation multiples have expanded for both groups, there’s really no comparison between the valuations garnered in the semiconductor sector relative to utilities.

I think there’s going to be one sector that’s likely to be re-rated higher as a result of booming demand over the coming years, and may not be the already-high-flying names we’ve all been conditioned to think about. Utilities stocks may become less boring in short order, and that could be a great thing for investors willing to tack on exposure to this sector right now.

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The post 5 Years from Now, This Sector Will Be the Biggest Winner From the AI Revolution appeared first on 24/7 Wall St..

Prediction Markets Surge: Will They Eclipse DraftKings and Flutter in Sports Betting?

Rich Duprey — Mon, 19 Jan 2026 10:06:14 -0500

Quick Read

DraftKings (DKNG) and Flutter Entertainment (FLUT) stocks fell in 2026 as prediction markets like Kalshi captured $720M in NFL bets.
DraftKings generates 52% of revenue from sports betting. Flutter’s US segment accounts for 41% of total revenue.
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Prediction markets are experiencing rapid growth, challenging traditional sportsbooks. According to New York state data, revenue from online sports wagering has plunged during the NFL playoff season, a period typically booming for betting.

This decline coincides with surging volumes on platforms like Kalshi, where NFL-related bets hit a record $720 million last week, including over $100 million on a single game. Kalshi reports sports bets accounting for around 90% of its trading volumes. These platforms — operating as federally regulated exchanges — circumvent state gambling laws, drawing users away from established operators like DraftKings (NASDAQ:DKNG) and Flutter Entertainment (NYSE:FLUT).

Equity research analyst Jordan Bender noted that prediction markets are impacting sports betting companies, particularly during major events like NFL playoffs. As volumes rise, these markets are stealing market share and raising the question: Are prediction markets — not sportsbooks — the future of sports betting?

How Prediction Markets Threaten Traditional Sportsbooks

Prediction markets pose a direct threat to sportsbooks by offering event-based contracts that mimic betting but operate under different regulations. Unlike state-licensed sportsbooks, platforms like Polymarket and Kalshi can reach users nationwide, even in areas where online gambling is restricted. This accessibility allows them to capture bets on high-profile events, eroding the customer base of traditional operators.

For instance, during the recent NFL playoffs, Kalshi saw its five highest-volume games of the season, highlighting how these markets thrive on tentpole sports moments. State regulators have labeled some products illegal and urged shutdowns, but the platforms remain and continue to pressure sportsbooks.

The threat is amplified because sports betting forms the core revenue for DraftKings and Flutter. For DraftKings, sports betting accounted for approximately 52% of its revenue in the third quarter, totaling $596 million out of a total $1.14 billion. Similarly, Flutter’s U.S. segment, driven by FanDuel’s sportsbook, generated $1.37 billion in Q3, representing about 36% of its total $3.8 billion revenue, with sports betting being a key driver within that.

Prediction markets undermine this by siphoning bets, especially on major leagues like the NFL, where user engagement peaks. Lower barriers to entry, such as no state-specific approvals, enable faster user acquisition and higher volumes during events, potentially reducing sportsbook handle and margins.

Emerging Competitors Intensify the Challenge

While Polymarket and Kalshi dominate, new entrants are expanding the space. Platforms like Pariflow, which uses AI for predictions, and Fanatics Markets are gaining attention. Others include Underdog, ForecastEx, and Robinhood‘s (NASDAQ:HOOD) MIAX exchange. Coinbase (NASDAQ:COIN) is also expanding into prediction markets. These newcomers often partner with established players, such as Kalshi distributing contracts via Robinhood or Flutter entering through a partnership with CME Group (NASDAQ:CME).

Sports betting and fantasy companies are also developing in-house options, which accelerates competition and fragments the market. Six apps currently compete, with three more slated for early 2026 launches. This influx could dilute traditional sportsbook revenues as users migrate to platforms with broader event coverage and innovative features.

Can Sportsbooks Fight Back With Their Own Platforms?

DraftKings and Flutter have begun responding by launching their own prediction market offerings. These were rolled out last month in states where sports gambling remains illegal, leveraging their brand recognition in betting. Their association with established sports ecosystems could provide an edge, attracting loyal users familiar with their interfaces and promotions.

However, traction is unclear, and building scale may take time due to regulatory hurdles and competition from more agile startups. Developing robust platforms requires investment in technology and compliance, potentially delaying widespread adoption. If successful, these could help recapture lost share, but delays might allow prediction markets to solidify their lead.

Key Takeaway

Prediction markets are very likely the future of sports betting, offering regulatory advantages and event-focused appeal that traditional models struggle to match. Unless and until DraftKings and Flutter develop fully competing platforms or partner with leaders like Kalshi or Polymarket, there is significant risk to their stocks, which have fallen in 2026 even as prediction volumes surge.

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The post Prediction Markets Surge: Will They Eclipse DraftKings and Flutter in Sports Betting? appeared first on 24/7 Wall St..

ChatGPT vs Grok vs Perplexity: Here’s What AI Models Actually Predict for XRP Price in 2026

Sam Daodu — Mon, 19 Jan 2026 10:05:57 -0500

Quick Read

AI models predict XRP between under $2 to over $14 by the end of 2026. XRP base price predictions for 2026 cluster in the $2-4 range.
Monte Carlo simulations show 60% of outcomes land between $1.04-$3.40, with only 10% of scenarios exceeding $5.90.
Bullish targets above $5 require XEP ETF inflows exceeding $5B and conditions in the top 10-20% of simulated outcomes.
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We asked ChatGPT, Grok, Perplexity, and Claude what XRP (CRYPTO: XRP) will be worth by the end of 2026, and got answers ranging from under $2 to over $14. The AI models cluster their XRP price predictions around $2-4 for their base cases, but diverge sharply above $5.

ChatGPT caps its upside at $8, Grok sees $10, Perplexity pushes to $9, and Claude leaves room for $14 if XRP ETF inflows exceed $10 billion and banking adoption accelerates. The gap between the conservative and aggressive AI forecasts comes down to three variables: How much XRP ETF demand materializes, whether on-chain usage grows beyond speculation, and whether institutional buying sustains after the initial wave.

What ChatGPT Predicts for XRP Price in 2026

The ChatGPT XRP price prediction takes the conservative path. Its baseline outlook points to a range of $0.80-$3.00 for 2026, with price stability near the low-$2 range early in the year and gradual upside toward mid-$4 if macro conditions stay supportive and ETF demand grows steadily. The model weights rate policy, liquidity cycles, and XRP’s history of long grinding phases over sharp bursts.

Resistance near the $2.35-$2.40 band remains a key hurdle where profit-taking tends to appear. The broader 2026 view favors consolidation first, then measured growth as adoption expands. ChatGPT flags Ripple’s RLUSD stablecoin rollout and network activity as confirmation signals—data points showing whether demand is strengthening or stalling.

Under a scenario where ETF inflows reach $10 billion by year-end, ChatGPT projects XRP could push toward the upper end of its range around $3.00, potentially extending toward $6-$8 in exceptional conditions. But that sits at the upper bound, not the central expectation. The ChatGPT XRP price prediction emphasizes regulatory clarity and sustained institutional participation as prerequisites for meaningful upside.

Grok AI Bullish XRP Price Forecast

The Grok XRP price forecast sits at the aggressive end of this mainstream AI crypto predictions. Its base outlook places XRP near $2.50-$2.80 for 2026, with the lower end assuming modest adoption and the upper end stretching toward $10—requiring sustained ETF inflows and declining exchange balances.

Grok factors in regulatory clarity and Ripple’s expanding banking partnerships as drivers of sustained usage. The assumption: XRP holds above the $2.00 psychological level, supporting a push into $3.00-$3.50 before broader momentum builds toward the $10 ceiling.

The viral $10 prediction from Grok garnered significant attention, though context matters. Its $10 XRP price target requires a massive market cap expansion to roughly $650 billion—ambitious by any measure. Grok frames this as possible only if adoption and capital flows continue their current trajectory without interruption. Standard Chartered analyst Geoffrey Kendrick has offered a similar target of $8 by year-end 2026, lending institutional credibility to the aggressive forecasts.

Grok also projects the XRP price reaching $50-$100 by 2030 in its long-term outlook—a target that would require XRP to surpass Ethereum’s current market capitalization multiple times over.

Perplexity and Claude AI XRP Price Predictions

Perplexity leans aggressive among the AI predictions, placing the XRP price as high as $9 by late 2026 if strong ETF inflows and sustained momentum continue. Its model tracks live market data, XRP ETF activity, and volume trends in near real-time, which explains the heavier tilt toward breakout scenarios. When momentum runs, Perplexity sees it and weights accordingly.

Claude takes a different approach to its XRP price prediction for 2026. It holds a near-term baseline close to $2.15 but leaves room for $4-$14 if banking adoption expands and XRP ETF demand accelerates beyond $10 billion. Unlike Perplexity’s momentum focus, Claude prioritizes fundamental confirmation before pricing in major upside: Wallet growth, on-chain usage, and post-SEC regulatory stability.

Both AI models expect policy and institutions to drive the XRP price in 2026. Perplexity weights momentum more heavily, while Claude prioritizes fundamental confirmation. The divergence illustrates how different methodological approaches produce different XRP 2026 price targets even when analyzing identical market data.

Monte Carlo simulations offer a reality check across 10,000 different market scenarios. The results show 60% of outcomes place the XRP price between $1.04 and $3.40 by December 2026, with a median of $1.88. Only about 10% of scenarios push beyond $5.90. The probability-weighted view runs more conservative than individual AI predictions suggest—and this is an important context for investor positioning.

XRP Price Prediction 2026: Three Possible Scenarios

XRP’s price movement in 2026 is shaped by diverging AI forecasts, ETF expectations, and post-regulatory clarity. Each XRP price prediction scenario depends on different conditions materializing.

Bullish Scenario ($4.00-$7.00)

The bullish case requires XRP ETF inflows to push past $5 billion while RippleNet starts moving real volume through RLUSD. Institutional buyers keep pulling XRP off exchanges, supply tightens, and every bid reaches higher to get filled. Price momentum builds above $3.50, then accelerates as liquidity thins.

Under these conditions, XRP could push into the $4-$7 range, potentially testing the $3.84 all-time high from 2018 and running past it. Analysts project even higher targets in a strong crypto bull market—Grok and Perplexity’s aggressive forecasts see room for $8-$10 if adoption sustains. This path reflects the optimistic AI predictions tied to expanding global payment use and sustained capital rotation into XRP specifically..

Base Scenario ($2.20-$3.80)

The middle ground sees XRP consolidating with modest gains. XRP ETF demand grows gradually, adoption expands without sharp acceleration, and speculative trading cools while network activity rises. The XRP price stabilizes above $2.00 and trades in a broad accumulation range.

In this environment, the XRP price likely trades between $2.20 and $3.80 through most of 2026, with slow upward movement rather than explosive rallies. This outcome matches the consensus from blended ChatGPT and Claude’s conservative projections. XRP’s improving fundamentals provide support, but macro headwinds or profit-taking keep explosive moves in check.

Bearish Scenario ($0.90-$1.80)

The downside case unfolds if XRP ETF enthusiasm fades and macro pressure tightens global liquidity. Reduced trading activity and slower institutional participation increase selling near resistance, and price slips below key support, entering extended consolidation. XRP trades within the $0.90-$1.80 band for much of 2026, waiting for clearer catalysts.

Under these conditions, XRP trades within the $0.90-$1.80 band for much of 2026, waiting for clearer catalysts. Adoption continues but fails to offset risk-off sentiment across crypto markets. This reflects the cautious projections where current momentum proves unsustainable—exchange reserves would need to rise as institutional interest fades.

Will XRP Reach A New ATH in 2026?

The AI models disagree on where the XRP price lands in 2026, and that disagreement reveals where real uncertainty sits. The ChatGPT XRP prediction caps conservative expectations at $3.00, while the Grok XRP forecast stretches toward $6.00 with viral mentions of $10. Perplexity sees $9 in bull scenarios, while Claude holds near $2.15 baseline with fundamental-driven upside.

If you’re positioned for $2-4, you’re aligned with consensus and probability-weighted outcomes. If you’re betting over $5, you’re banking on XRP ETF inflows exceeding $5 billion and sustained institutional buying that hasn’t fully materialized yet. The $8-$10 targets require conditions sitting in the top 10-20% of simulated outcomes.

XRP’s July 2025 high of $3.65 came within striking distance of the $3.84 all-time high, while ETF accumulation of $1.37 billion since November 2025 signals sustained institutional interest. The foundation for upside exists. Whether it accelerates or plateaus depends on tracking the signals all models agree matter: ETF activity, exchange reserves, and on-chain usage.

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The post ChatGPT vs Grok vs Perplexity: Here’s What AI Models Actually Predict for XRP Price in 2026 appeared first on 24/7 Wall St..

Super-App Grab Holdings: Misunderstood Mega-Growth Story or Value Trap?

Rich Duprey — Mon, 19 Jan 2026 09:48:11 -0500

Quick Read

Grab Holdings (GRAB) faces Indonesian proposals to cut ride-hailing commissions from 20% to 10%. Indonesia is Grab’s largest market.
Grab delivered $136M in Q3 adjusted EBITDA, a 51% increase. Revenue grew across mobility and delivery segments.
The stock fell 12% year-to-date to $4.38, reflecting regulatory uncertainty despite analyst targets averaging $6.58.
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Grab Holdings (NASDAQ:GRAB) began as a ride-hailing service in Malaysia in 2012 to address taxi safety and efficiency issues. It expanded across Southeast Asia, acquiring Uber Technologies‘ (NYSE:UBER) regional operations in 2018 to solidify its dominance in mobility.

By 2019, Grab evolved into a super app, integrating food delivery, digital payments, and financial services like loans and insurance into one platform serving over 500 cities in eight countries.

Earlier this month, Grab acquired Infermove, a Chinese artificial intelligence (AI) robotics firm founded in 2021, to enhance first- and last-mile delivery automation through solutions like autonomous delivery robots and mixed-road driving systems. Grab’s investment aims to complement its delivery capabilities and fuel Infermove’s growth, with the startup continuing operations independently under its founder.

With revenue growing strongly, and having turned profitable in 2025, does the market just not understand what Grab is doing, making it a big buying opportunity at its current depressed stock price?

Grab’s Expanding Business Lines

Grab bills itself as the “everyday everything” app. Its operations span mobility, deliveries, and financial services, forming an integrated ecosystem. Mobility, its original segment, generated $873 million in Q3 revenue, up 22% year-over-year, driven by 24% on-demand gross merchandise value (GMV) growth to $5.8 billion. This includes ride-hailing and emerging autonomous vehicle pilots, such as partnerships with WeRide (NASDAQ:WRD) for Singapore services starting this year.

Deliveries, encompassing food and groceries, saw 23% revenue growth to $465 million last quarter, supported by advertising and the expansion of its GrabMart. Financial services, including GrabPay and lending, aim for a $1 billion loan portfolio by the end of 2025, with Q3 revenue contributing to overall adjusted EBITDA of $136 million, up 51% year-over-year.

These segments leverage network effects, with 40 million monthly users using multiple services for greater efficiency. Grab’s strong cash position funds innovations like the Infermove acquisition, positioning the company to automate last-mile logistics as demand for e-commerce increases in Southeast Asia.

Yet Market Skepticism Remains

Despite the progress made, Grab’s stock has declined about 12% year-to-date, closing at $4.38 per share on Friday, and remains roughly 33% off its 52-week high. This is seemingly a disconnect considering how its business is expanding.

However, regulatory pressures in Indonesia — Grab’s largest and fastest-growing market — intensified earlier this month with reports of a draft presidential decree under review by President Prabowo Subianto. The proposal would halve the commission ride-hailing services could charge from 20% to 10%, require platforms to fund full accident and death insurance for drivers, and add other social protections — measures that could significantly increase costs and erode profitability for ride-hailing and delivery operators.

This follows driver demands and scrutiny over a potential merger with GoTo, which critics argue could create market dominance and raise antitrust concerns. Competition is also fierce, with rivals like Gojek in Indonesia and others in the region challenging market share through aggressive incentives.

Grab’s third-quarter results showed profits flat year-over-year, with earnings of $0.01 per share missing some expectations, and full-year guidance was seen as conservative given its ongoing fintech investments.

Broader factors include Southeast Asia’s economic volatility, inflation, and currency pressures. Valuation remains elevated at 150 times trailing earnings, and only just inched into positive territory on returns on assets and equity, highlighting the execution risks it faces despite cash reserves.

Key Takeaways

Rather than misunderstanding Grab, the market is pricing in the significant and growing risks that have suddenly sprung to life in its critical growth segment, including the proposed commission caps and merger hurdles that could erode margins.

Grab’s valuation implies the need for hypergrowth through at least 2027 and beyond, with projected GMV compounded growth rates depending on execution amid competition. Wall Street sees upside — recent upgrades include HSBC raising the stock to a Buy rating with a $6.20 target, implying potential upside of 41%, but the consensus average is even higher at $6.58 per share. Several analysts, however, increased their targets to $7 per share in November.

The decline in Grab’s stock reflects real regulatory overhang and near-term uncertainty, not a massive buying opportunity. There is potential for growth, but now may not be the best time to buy shares aggressively.

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The post Super-App Grab Holdings: Misunderstood Mega-Growth Story or Value Trap? appeared first on 24/7 Wall St..

Trump’s Trade Negotiator Says Response to Court Loss Would Be Immediate

Ana Swanson — Mon, 19 Jan 2026 09:41:21 -0500

If the Supreme Court rules against its tariffs, the Trump administration would begin replacing them immediately, said Jamieson Greer, the United States Trade Representative.

‘Masquerade’ Reimagined ‘Phantom,’ and the Fans Are Flocking

Sarah Bahr — Mon, 19 Jan 2026 09:23:14 -0500

An immersive adaptation of Andrew Lloyd Webber’s musical has seen some people return a dozen times since it began performances last summer.

Payoneer vs PayPal: Which Payment Processor Wins the Stablecoin War?

William Temple — Mon, 19 Jan 2026 08:42:01 -0500

Quick Read

Payoneer (PAYO) posted 47% Q3 revenue growth but annual growth was just 0.47%. Full-year EPS collapsed 43.8%.
PayPal (PYPL) beat analyst estimates in all four quarters of 2025 despite full-year EPS falling 21.3%.
Payoneer operates at negative 3% margin while PayPal maintains 19.2% operating margin and 24.4% return on equity.
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Payoneer (NASDAQ: PAYO) and PayPal (NASDAQ: PYPL) just reported Q3 2025 earnings, revealing two payment processors taking wildly different paths into the stablecoin era. Payoneer bets on B2B cross-border infrastructure for digital businesses. PayPal leverages its massive consumer base to push crypto integration at scale. Both stocks are down sharply over the past year.

Payoneer Grows Revenue but Bleeds Earnings Quality

Payoneer posted Q3 revenue of $270.9 million, up 47% year-over-year. That sounds strong until you see the full-year picture. Annual revenue growth for 2025 was just 0.47%, essentially flat. Quarterly earnings per share collapsed from $0.11 in Q3 2024 to $0.04 in Q3 2025. Full-year EPS fell 43.8% from $0.33 in 2024 to $0.19 in 2025. The company missed analyst estimates in three of four quarters this year, with Q3 delivering a 33% negative surprise.

Operating margin sits at negative 3%, meaning Payoneer loses money on core operations despite reporting net income. That gap suggests one-time gains or non-operating income propping up the bottom line. Return on assets is 1.08%, indicating poor capital efficiency. The stock trades at a 30x trailing P/E despite stalled revenue growth, an expensive multiple for a business under this much pressure.

Insiders aren’t buying the dip. CEO John Caplan sold 103,688 shares in November at prices between $5.45 and $5.70. CFO Beatrice Ordonez, Chief Legal Officer Tsafi Goldman, and Chief Accounting Officer Itai Perry all sold shares on the same days. No insider purchases appeared during the stock’s 48% annual decline.

PayPal Shrinks Earnings but Beats Every Quarter

PayPal reported Q3 revenue of $8.42 billion, up 7.3% year-over-year. Full-year EPS fell 21.3% from $4.98 in 2024 to $3.92 in 2025, the lowest since 2020. But unlike Payoneer, PayPal beat analyst estimates in all four quarters of 2025, with Q3 delivering a 14% positive surprise at $1.30 per share versus the $1.14 estimate.

Operating margin is 19.2%, and return on equity is 24.4%, both significantly healthier than Payoneer’s metrics. The stock trades at an 11.4x trailing P/E and a 9.8x forward P/E, suggesting the market expects slower growth ahead. The PEG ratio of 0.58 indicates the stock may be undervalued relative to its growth trajectory. PayPal generated $1.97 billion in operating cash flow last quarter compared to Payoneer’s $54.2 million.

Metric	Payoneer	PayPal
Operating Margin	-3.01%	19.2%
Return on Equity	9.79%	24.4%
Trailing P/E	30x	11.4x
Annual EPS Growth	-43.8%	-21.3%

The Stablecoin War Remains Speculative

Neither company provided detailed stablecoin product updates in their Q3 reports. Polymarket prediction markets assign just 18.5% odds to a major tech platform launching a USD stablecoin in 2026. Revolut gets 49% odds, a coin flip. The U.S. passed stablecoin regulation in 2025, creating a legal framework, but Bank of America’s announced stablecoin never launched despite CEO commitment.

Why I Would Wait on Both

Payoneer’s earnings deterioration is real, not a valuation reset. Three consecutive negative surprises and a 43.8% EPS decline justify the 48% stock drop. Management cannot sustain 2024’s execution quality, and small business customers appear strained. PayPal is operationally stronger but shrinking earnings at a slower rate. The forward P/E of 9.8x prices in continued deceleration. Payoneer reports Q4 earnings February 25, 2026. I will watch whether revenue growth can return and whether management discusses concrete stablecoin timelines. Until then, neither stock offers a compelling entry point. If you believe stablecoins will reshape B2B payments within 18 months, Payoneer is the higher-risk, higher-reward bet. If you want profitability and scale while waiting for crypto adoption, PayPal is the safer hold.

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The post Payoneer vs PayPal: Which Payment Processor Wins the Stablecoin War? appeared first on 24/7 Wall St..

Trump’s Arctic ambitions torch the most important US asset

Mon, 19 Jan 2026 08:27:34 -0500

The market reaction to the threat of tariffs on supposed allies over Greenland has been extremely telling

The great oil head fake

Mon, 19 Jan 2026 08:19:16 -0500

Despite today’s oversupply, crude is poised to rise

Huge Insider Buying Now at This Insurance Giant and 2 Biotechs

Trey Thoelcke — Mon, 19 Jan 2026 07:58:54 -0500

In the past week, a beneficial owner has continued to build a stake in insurance giant W.R. Berkley Corp. (NYSE: WRB). And public offerings of shares of biotech firms Alumis Inc. (NASDAQ: ALMS) and Aktis Oncology Inc. (NASDAQ: AKTS) also brought insiders to the Buy window.

Though these were the most prominent insider purchases in the past week, there were a handful of other notable ones as well. Let’s take a quick look at these transactions.

24/7 Wall St. Key Points

Alumis Inc. (NASDAQ: ALMS), Aktis Oncology Inc. (NASDAQ: AKTS), and W.R. Berkley Corp. (NYSE: WRB) saw the most prominent insider buying of the past week.
However, there were some other notable insider purchases as well.
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Is Insider Buying Important?

What does insider buying tell us?

A well-known adage reminds us that corporate insiders and 10% owners really only buy shares of a company because they believe the stock price will rise and they want to profit from it. Thus, insider buying can be an encouraging signal for potential investors. This is especially so during times of market uncertainty, and even when markets are near all-time highs.

Note that the fourth-quarter earnings-reporting season has begun, so many insiders are prohibited from buying or selling shares. Below are some of the most notable insider purchases that were reported recently, starting with the largest and most prominent.

W.R. Berkley

Buyer(s): 10% owner Mitsui Sumitomo
Total shares: more than 1.3 million
Price per share: $67.57 to $69.76
Total cost: almost $92.3 million

Last spring, this buyer reached an agreement to acquire 15% of W.R. Berkley’s shares. Mitsui Sumitomo expects to complete its investment in this Connecticut-based insurance holding company during the first quarter of 2026. Its stake is up to more than 51.9 million shares, or over 13%.

The share price was last seen within the buyer’s latest purchase price range. Yet, the stock is marginally lower than six months ago because of recent volatility due to profit-taking. But note that shares are up 14.1% year over year, outperforming the S&P 500 in that time. Analysts are cautious, with only four out of 18 of them recommending buying shares. The mean price target of $72.31 is 6.5% higher than the current price but less than the recent all-time high of $78.96.

Mitsui Sumitomo is a massive Japanese financial conglomerate. Note that it also recently acquired an 18% stake in MassMutual’s Barings.

Aktis Oncology

Buyer(s): 10% owner MPM BioVentures 2018 and three directors
Total shares: more than 4.4 million
Price per share: $18.00
Total cost: almost $79.3 million

This Boston-based clinical-stage oncology company raised over $318 million in its recent initial public offering, intended to fund the clinical development of its two leading drug candidates and for general corporate purposes. Eli Lilly and Co. (NYSE: LLY) is a strategic investor and a collaborator.

The share price has been dropping since the stock began trading and was last seen about less than two dollars higher than the offering price, in a post-IPO range of $19.02 to $29.16. About seven analysts cover the stock, and they have a consensus Hold rating.

The beneficial owner above has a stake of more than 10.2 million shares, or approximately 26.2% of the company. The collaboration agreement with Lilly is valued at over $1.1 billion.

Alumis

Buyer(s): two directors
Total shares: about 1.0 million
Price per share: $17.00
Total cost: nearly $17.0 million

These buyers took advantage of a public offering of common shares after Alumis stock surged following the recent announcement of positive trial results for its next-generation plaque psoriasis treatment. The $345 million raised is intended to support the development and potential commercialization of its drug pipeline.

The share price of this clinical-stage biopharmaceutical company based in South San Francisco are 115.7% higher than a month ago, as well as 40.4% higher than the offering price. Wall Street sees plenty more room to run to the consensus price target of $37.29. That would be an all-time high. All eight analysts covering the stock recommend buying shares. Morgan Stanley and Wells Fargo are among analysts that recently maintained Buy-equivalent ratings.

Note that both of these directors were return buyers. They also acquired shares back in November and December.

And Other Insider Buying

These were not the only notable insider purchases of the past week. Here is a quick look at some others.

Stock	Buyer(s)	Shares	Price	Cost
Micron Technology Inc. (NASDAQ: MU)	a director	23,200	$335.97 to $337.77	over $7.8 M
Hycroft Mining Holding Corp. (NASDAQ: HYMC)	a 10% owner	200,000	$33.21	over $6.6 M
Transcontinental Realty Investors Inc. (NYSE: TCI)	a 10% owner	over 70,000	$55.50	almost $3.9 M

Some smaller insider buying was reported at ACV Auctions, Agree Realty, Neogen, nVent Electric, Park Hotels & Resorts, S&P Global, Strategy, STAAR Surgical, and Strive, as well.

Mitsui Sumitomo Continues to Build WR Berkley Stake

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The post Huge Insider Buying Now at This Insurance Giant and 2 Biotechs appeared first on 24/7 Wall St..

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